Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
Amanda was very knowledgeable and answered all my questions. Super pleasant to talk too. What an enjoyable experience- thank you Amanda you are 10 out 10 !!
Misrepresentation of coverage. I was told that I would get $315 per year for wellness coverage, but they break that down. For example, a maximum of $30 is paid for an annual checkup. Good luck finding a vet where the $30 covers even 25% of a checkup. However, $100 of the wellness was for spaying/neutering, despite the fact that they knew he was neutered years ago. So the highest I could ever be paid would have been $215. But when I signed up, the salesperson told me that on a bill of $400, I would be paid back $315. So there was dishonesty from the very beginning.
Their app is super basic, not even containing a copy of your insurance policy. I'm not entirely sure how that's legal. The chat function is ridiculous, with only very narrow categories to choose from. When I was finally given a phone number from the chat to call, it was incorrect. The recording said that I could dial #2030 and pay $4.99 to get the correct number. I had to look back through my emails for a correct number, as the only communications from them that contain any contact info are during the initial sale.
Finally, they took nearly three weeks to process my first (and only) claim, despite claiming that within two weeks it would be done. They only processed it because I sent an email asking why it hadn't been done.
I will never recommend this company to anyone.
Amanda is great in explaining to me the differences in coverages. I have not got a claim so can't comment on the claims experience. All I heard is that you will need to have medical report and documentation to support the claim.
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
