5
out of 5
POSTED: | BY: Pam Groves
Easy to file claims.
Easy to file claims. Email communications with representatives were timely and concise.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Larissa Bixler
Long-time satisfied customer!
We’ve been with Embrace 13 years, and our pup is really having old age health problems. The premiums have become very high, but the customer service and coverage have been great. We really appreciated it after our Charlie’s emergency overnight hospitalization and all of the expensive medications he’s needed since then! I wish human insurance were more like this!
3
out of 5
POSTED: | BY: Joseph Mills
Takes too long to settle a claim
Takes too long to settle a claim. Considering my dog’s issues, Embrace did not cover his illness expenses
5
out of 5
POSTED: | BY: Pug mom
Beyond expectations
This is my first time actually filing a claim on pet insurance. The fast response and pay out was beyond my expectation. Thank you for making this challenging time a little easier. And thanks to the policy, I was able to do everything I can to help my baby.
5
out of 5
POSTED: | BY: PAC
Great experience
Great experience. Quick processing and payment. Thanks
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.