5
out of 5
POSTED: | BY: Flo
Extremely easy to file a claim.
Extremely easy to file a claim.
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4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Sumer Butler
Horrible every time I put a claim in it…
Horrible every time I put a claim in it takes months !! Even though you have had all my dogs records since he was a baby !!
5
out of 5
POSTED: | BY: Brenda Conrad
Hospital visit coverage
Dealing with your pups illness in vet hospitals is so stressful and takes quite a bit of time. I haven’t had to use the insurance in the past so I wasn’t sure what would be covered and what support I would be given. I am so appreciative for this Insurance, it truly was helpful and supporting us through this difficult time. The claim process was unbelievably easy and receiving coverage was great. I had the hospital email receipts to me so saving and sending made submitting docs easy. Thank you Embrace!
4
out of 5
POSTED: | BY: Debra Monaghan
Good Pet Insurance but EXPENSIVE!
Rep explained why insurance has gone up so much this year (($88.00/mo). I love Embrace insurance but it is expensive. I have had it for my dog since he was a puppy (9 years ago) and the price increases have been crazy! From
Around $60 a month to now $219.00 a month. I ended up raising my deductible which is, I’m sure, what they want.
It has been a great policy since my dog had some issues in the past and it is easy to submit claims and get paid.
5
out of 5
POSTED: | BY: Alexis
Hassle free coverage that is clutch!!
My Shih Tzu had last second dental surgery and I scheduled it to get on the hospital's calendar. Embrace made sure I didn't worry, explained my coverages, and made filing a claim hassle free through their app. 2 days last inwas reimbursed and all is well. Their staff was knowledgeable, patient, and very professional.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.