5
out of 5
POSTED: | BY: Brian Wilber
Very easy to navigate the application.
Very easy to navigate the application.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Susan
Compassionate and caring
I used Embrace for one of my dogs year ago because they were the only ones who would insure my dog at the time. He had skin issues but Embrace was so compassionate and did insure him. Now I have my new dog insured and I couldn’t be happier. THANK YOU EMBRACE!!🐾🐾💜
5
out of 5
POSTED: | BY: RICHARD LODICO
filing a claim was easy and fast and…
filing a claim was easy and fast and payment was fast and easy very professional . great service
1
out of 5
POSTED: | BY: Susanna Gruppuso Schuler
They are never easy to get on the phone....you wait and wait
They seem to have a problem when you send the bills...over and over again...calling the VET....me sending what they need and then saying its not enough...what more do you want.
5
out of 5
POSTED: | BY: Bridgette
So easy to file a claim!!!
So easy to file a claim!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.