Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: eda wurden

Highly Recommend for Pet Owners

Highly Recommend for Pet Owners! I’ve had the best experience with Embrace. From wellness claims to unexpected illnesses claims, they've handled everything with efficiency and care. The claims process is straightforward, and the reimbursement is quick. I highly recommend this insurance for any pet owner looking for peace of mind and excellent support!
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5

out of 5

POSTED: | BY: Adilise Johnson

Customer service is unequivocally the BEST

Customer service is unequivocally the best i have seen in most insurance companies. Prompt responses on all the inquiries I have submitted. Not overwhelming us with automated responses/recording is a plus .
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5

out of 5

POSTED: | BY: Elaine Lombardi

Embrace has been the best pet insurance…

Embrace has been the best pet insurance that I have had. They were fast to respond to me and kept me updated on my claims. A++++
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5

out of 5

POSTED: | BY: Claudia Newman

Helpful

Helpful, attentive and awesome customer service
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5

out of 5

POSTED: | BY: rosaria azzaro

Extremely Easy to Submit

I normally hate submitted invoices/claims on line, but Embrace makes it so easy
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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