Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,749

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Valerie O

I’m very happy with Embrace Pet…

I’m very happy with Embrace Pet Insurance and the ease with which I can submit a claim. They respond quickly too!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Katelyn Hastings

Great customer service!

I called for pre-approval for an accident my cat had and they let me know how to make the process even faster. My reimbursement was approved the same day! Their website is also easy to use and the woman I spoke with on the phone was so kind and compassionate. I highly recommend Embrace!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Donna D

I love my pet insurance

I love my pet insurance. The claims are easy to submit and I get an email message as they are being processed and when they are complete. Suggest this to every pet lover I know. Thank you
Read more on Trustpilot
1

out of 5

POSTED: | BY: Jesse Cashin

An all-around bad experience

An all-around bad experience. I have nothing positive to say about having worked with this company.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Arron Holman

Terrible

Terrible. Took well over a month to get it processed, low transparency on why they elected what they did. They issued and sent a check without any confirmation about where I wanted that to be deposited and sent so I have yet to even receive the very small amount they offered. I took my dog for an emergency And they are barely paying anything. I am so unsatisfied I’ve messaged them and not heard anything back.Do not recommend.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review