Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Mike Clegg

Embrace's customer care phone number and credit card policy…

Embrace's customer care phone number listed on their web page leads you to an AI generated insurance site peddling Medicare devices. They refuse to remove your credit card information from their business.
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4

out of 5

POSTED: | BY: Cynthia Thompson

I have had no problems with my cat pet…

I have had no problems with my cat pet insurance with embrace, They have paid my bills submitted in a timely period and submitting a claim is easy to do. The only thing I was discouraged with is the increase amount yearly.
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5

out of 5

POSTED: | BY: Mark

Not much to review yet other than the…

Not much to review yet other than the ease to submit the claim. That part was very easy .
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5

out of 5

POSTED: | BY: Rachel Noble

My cat has better insurance than I do

Easy claims process, quick reimbursement.
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5

out of 5

POSTED: | BY: Howard Garey

Ease Of Claims Submissions

Website for submitting claims is user friendly. And if you ARE having problems it guides you on how to correct them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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