Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Virginia Ross

New Policy Holders

We were looking for comprehensive coverage for or two dogs. We are very pleased with the coverage, attention to our needs, and when reaching out, staff were very cordial and listened.
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3

out of 5

POSTED: | BY: Rika Rocero

Staff on the phone are nice but filing…

Staff on the phone are nice but filing a claim and working with them about it is very stressful, not very helpful. I’ve submitted several supporting documents and it still says pending when they should have the documents already.
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5

out of 5

POSTED: | BY: SMJ

This is process provides us ease and…

This is process provides us ease and grace for our fur baby boy!
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5

out of 5

POSTED: | BY: Jennifer Weir

I have been an Embrace customer since 2018

I have been an Embrace customer since 2018 and have never once regretted selecting Embrace. They provide excellent customer service and I have always felt valued and appreciated. Thank you!
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1

out of 5

POSTED: | BY: Jacqueline Morin

Typical Insurance Company

Typical Insurance Company. They will find anything to deny claims submitted
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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