Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: David Chabriel

When I try to log in, I can't

When I try to log in, a notice says "Unavailable at this time. I called and the girl contacted a computer geek at you company to fix the problem, and she did but I just tried to log in this am and the problem is happening again. I cannot use your services if I can't even get into my own account. Please fix this and let me know when it's fixed. I will give you to the end of the month. If not fixed by then, I will be cancelling my policy. Thank you Dave Chabriel. Policy number is EP00904978
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4

out of 5

POSTED: | BY: Liberty Luz

My first time to submit claim so I…

My first time to submit claim so I can’t comment yet
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5

out of 5

POSTED: | BY: Iggy’s Parents

Pleased with Pet Policy

We've been Embrace policy holders for a few years now, and we are incredibly thankful for the coverage. Today was the first time I've had any issues with the portal, but immediately got a pop up message telling me how to work around the issue! Very thankful for the fast response.
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3

out of 5

POSTED: | BY: Tina Barker

Normally I was able to upload all the…

Normally I was able to upload all the pictures but every time I chose the six pictures to upload, when I clicked “next” it would not add them and mentioned that I would need to email them to Claims at embracepetinsurance.com. Glad there was a workaround. I emailed and hopefully that will work.
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5

out of 5

POSTED: | BY: Daniel

Always very responsive and they have…

Always very responsive and they have covered all the things they said they would to date.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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