5
out of 5
POSTED: | BY: Gary
Excellent service
Excellent service
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Arty's Mama
Quick and Easy!
As a first-time dog owner and not knowing diddly squat about pet insurance, I spent an entire two weeks looking up and doing comparisons of about six insurance companies. Comparing what exactly, I couldn't tell you as at the time, I didn't really know what I was looking at. You don't know what you don't know. Embrace won my vote due to the mass amount of positive reviews I read about them. And that was from multiple sites. SUPER EASY to submit a claim and I love that I can do it on the app. So as soon as leave the vet's, I sit in my car as it warms up and submit my claim. I usually receive my refunds between 3-5 days unless I messed up somewhere and EMBRACE is really good at explaining/breaking down what you paid for. I also like their wellness add-on. I get my groomer's expenses covered. I will continue to use EMBRACE this year.
5
out of 5
POSTED: | BY: Miryan
Amy helped me getting insurance for my…
Amy helped me getting insurance for my kittens, and as a new owner never having insurances for animals this was all new to me. But Amy helped me through every step and explain everything to me as well answered all my questions that I had. Overall my experience was amazing and thank you to Amy I was able to get my kittens insurance and also able to join the wellness reward program which I think everyone should take advantage.
5
out of 5
POSTED: | BY: K Contest
Claims are easy to submit through the…
Claims are easy to submit through the website.
2
out of 5
POSTED: | BY: J T
After purchasing pet insurance I…
After purchasing pet insurance I received an email asking for the review. Yes, my purchase experience was great, my card went through. Yet I am leaving 2 stars due to this deceptive business practice of asking for the review before any services were actually provided.
If I have any insurance claim I might come back and update this.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.