5
out of 5
POSTED: | BY: P S
Submitting claims is super easy
Submitting claims is super easy, and Embrace processes the claims quickly.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,927
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alejandro Osornio
Really good pet insurance
Really good pet insurance, they did covered us as promised and will definitely recommend it to everyone!
4
out of 5
POSTED: | BY: Margaret Willis
GOOD & BAD
Excellent customer service and reimbursement for claims/timeliness. I think supplements and prescription medications should be paid at the same reimbursement rate because my vet has asked me to include certain supplements in my cats diet because of his kidney disease. However when your pet gets older you're in trouble because the premiums are so high and you're stuck because you can't go anywhere else.
1
out of 5
POSTED: | BY: Fishy Fisher
Stop submitting claims in 2024 because…
Stop submitting claims in 2024 because company never pays! Puts claims on hold even tho they get invoices and notes from Vet. I submitted notes myself and still get put on hold!
5
out of 5
POSTED: | BY: Danniell Dominic
Very excited about trying my new…
Very excited about trying my new insurance out.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.