5
out of 5
POSTED: | BY: A.D. Nichol
All service received from your company…refund
All service received from your company was excellent
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4.9
out of 5
Number of reviews 19,739
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Ryan Harvey
Price gauging
Increased my rate by 63% in one year. They said it was due to the age of my dog. My dog just turned 7 years old, I’ve had embrace the whole time. I’ve used maybe $200 in claims in 7 years. Absolutely insane. After 20 years of using them I will be switching companies.
5
out of 5
POSTED: | BY: Patrick Nguyen
I just used Embrace for a month now but…
I just used Embrace for a month now but the experience is very pleasant. I bought wellness coverage for my cat and I recently had her neutered. The claim process is very easy. I put in a claim, I get paid. What a feeling. Insurance companies nowadays, they take your money but when it's time for a claim, they give you a hard time. Not so with Embrace.
5
out of 5
POSTED: | BY: Yolande Spund
Very easy and less complicate.
Very easy and less complicate.
1
out of 5
POSTED: | BY: Austin Trudeau
Don't waste your time
This has to be the biggest crock I've ever heard of. Premiums increased have gone up by 400% since my initial sign up, with the latest increase nearly doubling my monthly rate. I've never filed a claim. Sick of the annual arbitrary price increases. Literally every other company has better service at a less expensive rate. What a joke.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.