Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bryan Ruiz

Best customer service very…

Best customer service very understanding of my concerns with my current claim, honestly just some of the best people skill on their part.
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1

out of 5

POSTED: | BY: Amy Spivok

Bad first impression

My first interaction with Embrace was a negative. I called to tell them I received a post card with supposed enclosure key fob that had medical history & insurance information for my dog however , the fob was missing . I was supposed to get 24 hour follow up with an update for a new fob & 5 days later I am still waiting .
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5

out of 5

POSTED: | BY: Sabrie Graves

Very easy walk through with this aoo

Very easy walk through with this aoo. Highly reccomend this app to any company needing to use photos as a required element for their customer's orofikes.
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5

out of 5

POSTED: | BY: Elizabeth Bandomer

This is an excellent the best pet insurance site

This is an excellent site I am happy to be able to send my claims in The refund is excellent I tell everyone about embrace pet insurance. It is excellent
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5

out of 5

POSTED: | BY: Angelique Dunbar

I've been with Embrace for over 18…

I've been with Embrace for over 18 years. Quick easy fast reimbursement. Great service.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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