5
out of 5
POSTED: | BY: Justin
Great!!!
I have had other pet insurance in the past for other dogs... Embrace is great...
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Derek
Great Customer Service and Reimbursement
I have two dogs that are covered under embrace's pet insurance. Any time I have a claim, embrace always sends me an email confirmation which explains the claim as well as when I should hear back regarding reimbursement. One of my dogs broke his leg(and tore a couple of tendons). The vet charged me over $3500 for the surgery. Embrace, weekly sent me emails to tell me what the status of my claim was. Within a month they had reimbursed 80% of the money I paid. I have told many pet owners that embrace is a great insurance company and that they should have their pets under embrace's policies. Every customer service rep I have talked to has been so helpful, understanding and informative. Thank you so much for taking care of mine and my pet's needs
5
out of 5
POSTED: | BY: BONNIE
Great communication from Embrace
I submitted the first claim of my policy year for my boxer Sledge, for two unrelated conditions. One was the excision of an infected interdigital cyst on his left front paw. It required anesthesia and was a big chunk of money to come up with! I had to borrow some funds from money I had set aside for my son's wedding which is this summer. After meeting the annual deductible, I am thrilled to be able to recover some of the cost from this policy. Embrace staff was great about communicating the status of the claim, with no inquiries from me. I chose the policy because I could customize it for my needs. I work in the "human" insurance industry, so I am pretty picky about this stuff. Thank you, Embrace!
5
out of 5
POSTED: | BY: Mary
Pyometra
My Golden Retriever developed pyometra. It ended up being a very expensive diagnosis and surgery. Although it took a month for them to process my claim due to trainee's in their claims department, I am very pleased that Embrace payed exactly as they outline in their benefits. I would definitely recommend Embrace to other dog owners.
5
out of 5
POSTED: | BY: Louise
Wellness Plan the Greatest
I submitted a claim for flea and tick prevention medication and had it reviewed and handled within a day or two. Great coverage.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.