5
out of 5
POSTED: | BY: Dalaina Lindmar
Very easy to use
so easy to use ◡̈
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: John Sharetts-Sullivan
An effective and efficient website…
An effective and efficient website facilitates the claims process very nicely. Direct phone contact always results in a clear, understandable resolution to any issues we have (or questions we have regarding the policies we have in place).
5
out of 5
POSTED: | BY: customer
Great company
Embrace Pet Insurance is always fast and efficient in processing claims. I never realized when I rescued my little 'Chihuahua that her health would become so precarious. My sister-in-law has insurance on her two Chihuahuas so I thought I had better insure my little Muffin. It has been a lifesaver. They pay quickly and I am so glad that I got it. Muffin has been very sickly and goes to the Veterinarian frequently. They process her claims quickly and efficiently.
5
out of 5
POSTED: | BY: NotGivingAName
Amazing pet insurance company
Amazing pet insurance company! We've been using Embrace insurance for over 4 years now. They've been extremely easy to work with, covering all sorts of issues with our two dogs. Friendly supportive staff and easy claims process (web or app based). I recommend them to everyone I know who have pets. I wouldn't get a pet again without Embrace as well. They've saved our pocketbook many times!
The premiums are a bit high, but it's been worth it.
5
out of 5
POSTED: | BY: Louis Florio
Very easy to file a claim
Very easy to file a claim
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.