Embrace | Pet Insurance Review

After spending 15K+ out of pocket in treating our other dog for lymphoma, we decided to be prudent and get insurance on the other dog. We're paying about 800/year which includes dental and wellness coverage. The wellness is totally worth it even just in terms of heartworm/fleas prevention, it's paid for itself already. I know my doggie needs some dental work and the premium again will pay for itself once we get the cleaning done. The turn-around/claim process was relatively easy since our vet takes care of submitting the claims. All I had to do was check the website to see what step my claim was on. My reimbursement check is now in the mail after a month. Hooray.

Izzy had a radial and ulner and had to have bone plate surgery. The expenses were huge and necessary so you do what you must for your beloved best friend. I had not heard about the claims after the 4th week. When I called to inquire I was pleasantly suprised later that p.m. what the refund would be. I feel good about making the decision to purchase Embrace as I feel the courteous and professional and ethical servicesurpassed my expectations. I will tell my Vet clinic about it as that is where I picked up the pamphlet more than a year ago.

Wow, I am just so grateful for the health and wellness plan, the dental plan and over all my 80/20 plan for my Ginger. I submitted a claim for a crucial ligament tear in her right knee, I caught it in time we hope, meaning her left knee isn't gone yet. But, the problem was the Dr. has a very tight window for surgeries, as she is the specialist for shepherds in my area. This surgery is expensive and the recovery is slow, but we are going to get through this thanks to Embrace! It is worth the 100.00 I pay each month to know when these things happen, they can happen without question. Thankyou Embrace...

The last time I purchased a dog was 11 years ago and pet insurance was not widely known. My family recently purchased a Great Dane puppy and did extensive research in pet insurance and the benefits. Having a family member who has put out over $10,000 in cash for a puppy he got 6 months before us made up our mind. The unfortunate accident that my nephew incountered with his puppy was a deciding factor in us purchasing pet insurance. We did our research and found that Embrace was the best option for us. I wanted a plan that would cover not only accidents but wellness care as well. We are new members of Embrace and have been very pleased with their service. Thank God I've only had to submit wellness claims so far and have been very pleased with their quick response and reimbursment. If you are looking into pet insurance I would highly recommend Embrace for your pet.

My dog broke her tooth. I looked at my policy which said advance permission was needed for any dental issues. So, I called Embrace, and they said to take go ahead and take her to the vet. The vet recommended a cap on the tooth since it was a canine and dangerous to extract. I submitted the claim to Embrace, who came back to me 3 or 4 times asking for more paperwork. Then refused to pay.