5
out of 5
POSTED: | BY: J.
Wonderful service
Quick service, and always polite. Submit regularly for our dog's Heart guard and Frontline protections. Always reimbursed very quickly. Fantastic!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Serina
I absolutely Love Embrace Insurance !!
I have three dogs under Embrace and the turn around time on claims are great. The staff is caring and calls or contacts you if there are any questions which is great. Mala, Zsa-Zsa,and Mazsa give Embrace 5 Paws Up :-).
5
out of 5
POSTED: | BY: JP
Fantastic Customer Service and Caring.
We had an unfortunate situation where our puppy suffered a broken leg in the care of a national chain of pet care/boarding. Fortunately, I had signed him up for coverage with Embrace Pet Insurance. Multiple surgeries were required to repair the break and subsequently remove the pins set in the leg. When all was said and done, the cost of medical care was over $7,000.00.
Embrace Pet Insurance was more than understanding and helpful in making sure we received the insurance costs in the plan to cover the majority of the expense. It was trouble-free, questions were answered quickly, and the payment was prompt on our claims.
I would recommend Embrace Pet Insurance to anyone looking to purchase insurance for their "extended family members".
4
out of 5
POSTED: | BY: Keith
Caring Company
There is nothing like having a pet as a member of your family. As pet owners we all know it comes with alot of ups and downs and when one gets sick your heart breaks. I have had Embrace for several years and lucky to say never had to use them until my male american bulldog got real sick. 2:30am in the Animal Hospital Emergency Room is not the most desired place to be and all that came to mind is getting my boy better. Embrace understands that and their staff have always been wonderful. Other than my reasonable deductible and percentage portion Embrace covered the rest allowing me to get the care for my boy that he needed. I would and have highly recommemded Embrace to any pet owner and would like to thank them for helping my boy get better and come home.
5
out of 5
POSTED: | BY: David
Paid ER bill when pet died
Our beloved dog Hazel died within about six weeks of signing her up for health insurance. We took her to the animal ER and she never came out--but we got a $2,000 bill. While Embrace took awhile to get us an answer--18 business days, when they promise 15 days, they paid the claim (minus the deductible). We were super surprised, though they would deny it due to ER or due to it being so soon after we signed up. Got a new dog, Bowie, and will buy pet insurance again through Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.