5
out of 5
POSTED: | BY: Kathy
No surprises
Embrace staff are prompt and efficient and courteous. I know what to expect with the coverage. I am pleased with Embrace.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tom
Embrace is Fantastic
I've had a great experience all around with Embrace, from the ability to customize an insurance plan to the kindness and willingness to help of all the employees, you can't beat them.
5
out of 5
POSTED: | BY: Barry
Great Insurance
Everything about Embrace from the coverage, customer service, reimbursement time etc. has been nothing but topnotch. I'm very happy with my decision to go with Embrace.
5
out of 5
POSTED: | BY: Colleen
So happy I bought this insurance
When I first bought my dog I questioned every dog owner I met as to whether or not to buy insurance. I finally had one vet tech convince me that it would be the smartest investment I could make. Well if it was that smartest investment, than the second smartest was choosing Embrace. I did a great deal of research of the different kinds of insurance and compared payoff percentages and ease of claim reimbursements and came to the conclusion that Embrace was the best choice.
I have not regretted that decision ever. Embrace's customer service is top notch. They notified me quickly that they received my claim and shortly thereafter notified that my check was on its way. And the amount of the reimbursement was higher than I expected. Knowing that Embrace is helping me tend to my dogs health gives me a great piece of mind that I cannot put a price on.
I have recommended Embrace to every person at my dog park and will continue to do so.
5
out of 5
POSTED: | BY: Gwyn
Great Service...Great Coverage
I have been using the Embrace Wellness Rewards. I could not be happier. They pay my claim within a few days...no arguments about coverage. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.