5
out of 5
POSTED: | BY: Bonnie Willis
Everything went smoothly with are claim…
Everything went smoothly with are claim for are dog.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,322
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rebecca
Easy submission, fast result
It required minimal documentation, ease of submission on app, the communication, the timely manner in which processed.
5
out of 5
POSTED: | BY: customer
Great Insurance to have for your little…
Great Insurance to have for your little fur baby!
4
out of 5
POSTED: | BY: DJ
While trying to file a claim online the website has processing delays.
While trying to file a claim online the little Space dog just spins a long time while waiting for the site to process the info. It is frustrating. I have had this insurance for 6 years and used to always file by mail. Claims have always been addressed and accepted as expected.
4
out of 5
POSTED: | BY: Mary Ann
Status on app needs updating
In the end the claim process went smoothly but in addition to using the app, I had to call to speak to a representative because the claim was not moving along…as per the app.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.