Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,739

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lindy Witz

Claim filing & processing

Claim filing is so easy to do and the response and processing of claims is fast. I am so glad I have this insurance for my much beloved and spoiled fur baby
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5

out of 5

POSTED: | BY: Sam Sommer

This is my 2nd pet that I've had…

This is my 2nd pet that I've had insurance and wellness coverage and the premium is a great price as well as the process for claims is very simple.
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4

out of 5

POSTED: | BY: Julie Henninger

Really easy claims experience

Really easy claims experience! They got back to me really quickly on all my claims and payment was sent promptly. Their app does need a lot of work. I try to submit claims on the app. It seems to always crash on me, but the computer works fine. Great coverage options and insurance for my fur babies!
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5

out of 5

POSTED: | BY: Narlyn

Quick turn around

I have insurance of my other cats in another company, but Embrace sends reimbursement really fast. I highly recommend others get their pets insured here.
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5

out of 5

POSTED: | BY: fantasy football girl advice

My lil furbaby had to have her eye…

My lil furbaby had to have her eye removed no issues. Now with her 1 eye left she is having issues but I don't need to stress abt the bill cause embrace covered most of it
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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