5
out of 5
POSTED: | BY: Carole Remy
Did what it was supposed to
The $400 wellness covered the wellness policy for the year. I have already submitted previous claims so I got my $$$ worth.
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Nancy
Back injury addendum
Regarding my dog's back injury. I would say that if you have a dog that is 6 years or older, consider another insurance company. Embrace will not cover them when they're older than 8 and so you may as well enroll with a company that will cover them as they age rather than having to switch later when they may have developed a pre-existing condition. This was a very expensive lesson to learn for me.
1
out of 5
POSTED: | BY: Nancy
accident insurance only
My elderly dog has an accident only policy (all I could get for her.) She fell down the stairs and couldn't walk. Took her to the vet and they diagnosed back injury and said she needed emergency surgery. The bill was $4500. Submitted the claim and Embrace said it was considered "Illness" not accident and denied the claim. I imagine anything that happens to an old dog could be denied due to "illness." Broken leg? The dog probably has arthritis.
5
out of 5
POSTED: | BY: Joyce Basilone
Love Embrace Pet Insurance
Although my experience with being an Embrace customer is short lived, I have, however, had occasion to make a claim for my 6-year old dachshund who was diagnosed with SARDS. The live interaction with the Embrace employe who helped me through my first claim process was a pleasant one. He was courteous and very helpful in the steps I needed to take, emailed me the claims form. The claim determination took a few weeks, but that is to be expected. I received a satisfactory disposition on my claim and a check is in the mail! Doesn't get any better.
I am so glad I decided to go with Embrace and purchase pet insurance for my TWO dachshunds. It provides peace of mind for those unexpected, unwanted and costly procedures which sometimes are required.
A happy camper!!
Joyce B
5
out of 5
POSTED: | BY: Priscilla
Great insurance
I recently got a Lab puppy and wanted to get insurance for him just in case. Embrace had such good reviews I decided to try them. They also have a wellness plan which thankfully is all I've used so far. To be reimbursed was a breeze and the check came right away.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.