5
out of 5
POSTED: | BY: Judy Clarke
Fast Efficient Response
After a Lyme Disease test for our lab, Embrace responded quickly to get our claim settled, and followed up to check on our pet!
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Paula Schmidt
Praise God I purchased insurance!
I am so glad that I bought the insurance for my dogs. Both of them have needed it at one time or another, but especially when my puppy got sick, the insurance was there to help us pay the bill!
5
out of 5
POSTED: | BY: "Karah" Marie
Great Customer Service & Claim Payment!
This was a great decision! I've been with Embrace since October of 2013 (my first ever experience with pet insurance) & just received my first wellness claim payment. It was less than 10 days from date of fax to mailbox! I've also received wonderful, prompt, professional, yet still 'real' & friendly communication from Embrace before during and after my submission - wouldn't it be great if human insurance was this painless? THANKS EMBRACE!!
5
out of 5
POSTED: | BY: nikki
thank god for your caring service
Thank GOD for your caring and professional staff in this very, very bad time in our lifes nikki is like my child and if we lose her my life wont be the same .and your staff I feel seems to know this by the way they treat me when they speak to me on the phone.never a problem and never a bad attitude with anyone on the phone I have recommended your service to many people and I will be for a long time from now as well.thank you all so much.with all my thanks and gratitude michael
5
out of 5
POSTED: | BY: Alisha
Quick Claims, Good Customer Service
We submitted our claims from the last 6 months over the past few weeks and received checks promptly. Anytime I have a question I get an answer right away via email, very impressed with their customer service. We have had our puppy for half a year and our insurance has benefited with wellness exams/vaccines.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.