5
out of 5
POSTED: | BY: Joanna
Orthopedic Surgeries
Embrace has been great covering all my dog's issues! They covered 80% of my dog's partial elbow replacement. They have been wonderful!
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Katie
Great!
I am new to pet insurance and have only done two "wellness" claims from routine vet visits for my puppy. I am thoroughly impressed! Not only was each claim reimbursed very fast, it was directly deposited into my account and I could check the status online.
Overall, Embrace has been fabulous to work with. They even have a personal touch with someone I can directly reach out to with questions. Two thumbs up!
5
out of 5
POSTED: | BY: Candice
I highly recommend Embrace Pet Insurance
Ava underwent a spay procedure. I have the $400.00 annual Wellness coverage. I was extremely pleased with the ease of filing a claim, customer service interaction, and the turn around time between the day the claim was filed and when the money was deposited into my account. Thank you Embrace !
3
out of 5
POSTED: | BY: eric
Claim took way too long to process.
My dog's claim for dental surgery reimbursement based on her accident too over a month to process. I think that's way too long.
5
out of 5
POSTED: | BY: Leo
Great service
I had Embrace for my dog Vinnie for over 4 years. Never had a problem getting reimbursements. Great company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.