Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kevin

Great service so far

This is the first time we have had pet insurance and it's been an excellent experience so far. We are using the Wellness option and our first check was received within 10 days of the visit. The communication, documentation, and follow up have been great. We have also had to call on a few occasions and have gotten to a live person very quickly, a welcome change to most customer service calls we make.
5

out of 5

POSTED: | BY: Igdalia

Very easy to work with Embrace.

I recommend getting Embrace because you just never know what can happen to your loved pet. My female 9 year old lab had urinary tract infections for over a year and finally she had to have surgery to correct the problem and Embrace helped us financially. It was so nice to have help with an unexpected expense.
5

out of 5

POSTED: | BY: ralph

AMAZING!!!

my dog daisy saved my life, literally, so she is very special to me. when i shopped around for pet insurance i was a bit skeptical. Embrace has made a believer out of me. fast personal attention, quick service, friendly, caring and lightning speed processing of claims! if you dont insure your loving pet with Embrace you are wasting your time and your money! thanks to the Embrace team you rock!
1

out of 5

POSTED: | BY: Paige

horrible

I have made several claims on different dogs and so far they have found a way to deny each one.
5

out of 5

POSTED: | BY: Dana

Very Good Service

I am very pleased with my Embrace Policy. They respond quickly and cover some things I did not think they would. Overall, I recommend Embrace for your pet with an excellent review.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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