5
out of 5
POSTED: | BY: Gail
l
The staff was always helpful and courteous. although I needed to call three times to be sure that the claim was being handled.
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amanda
Embrace is the BEST
Embrace Pet Insurance - what can I say about this company? They are supportive, responsive and phenomenal. They truly care about me and my pet. I recommend Embrace to all dog owners that I meet - they really helped us out when our 6 year old Spanish Water Dog was recently diagnosed with ITP - Immune-Mediated Thrombocytopenia - a disease where the body attacks its immune system. Bruiser needed life saving treatment, twice, and would not be here if it was not for Embrace's excellent coverage which made a very expensive treatment affordable for us.
5
out of 5
POSTED: | BY: Donna
First pet insurance I have ever purchased.
When my vet suggested I purchase pet insurance I did lots of research on pet insurance companies. Embrace is the company I decided to try. I have had three claims so far, and Embrace has paid exactly what they stated they would. I was concerned that I would pay in more money than I would ever receive back, because my Old English Bulldogge has bad hips, knees, and allergies and I knew these items would be eliminated from any possible claims. It gives me peace of mind that as my puppy gets older - I'm sure more issues will need care. This is a great loveable breed, but at least in my case - lots of care needs. I would never give her back. She is a very important member of our family. My vet faxes the insurance claim right to Embrace - so when I leave the vet office - I know that my claim will be sent. I received the three checks by mail - but have the option of having it sent directly to my checking account if I choose.
So far, I'm very happy with Embrace. In my case, I hope I never have to use the insurance again, but if I do - I have it.
I'm impressed so far.
5
out of 5
POSTED: | BY: SHELDON
Flexible and Helpful
Great company....initial claim was partially paid. Upon discussions Embrace reversed their earlier decision and paid the entire amount in my favor. This showed a flexiblity and common sense approach that overcame what might have been a bureaucratic headache.
Kudo's and high marks. Rating would have been a 10 if claim was resolved a little faster.....may have been delayed with the holiday tho.
5
out of 5
POSTED: | BY: Diego
Helping our dog see better one visit at a time
Thanks you to the wonderful embracers who have helped our little Cavalier Spaniel, Taj, recover from the corneal dystrophy he is experiencing in his little eyes. We don't know what we would do without your coverage!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.