Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Robert

Poor coverage

I switched from VPI for 8 years. No issues. This policy...recommended by my vet ....is a waste of money. Nothing is covered. If you switch and your do has had minor issues...which they all do....everything is pre existing. If I wasn't superstitious I'd drop this policy immediately. I still might
5

out of 5

POSTED: | BY: Iris

Easy and Understandable

The claim process is very easy and depending what you choose on your policy it is clear what you are going to get reimbursed. When I submitted my claims I received the money within just a few days. It is worth to have this insurance, it will ease your mind!
5

out of 5

POSTED: | BY: Shanie

Life Saver

Embrace is truly a great pet insurance company. I have my first dog and they have been very helpful from the beginning of planning to become a member and while being a member. They have helped tremendously with wellness and emergency issues for my dog. I am so glad I found them and so is my dog's vet.
5

out of 5

POSTED: | BY: Carol

Best customer service!

I am amazed at the quick turnaround from this company. Whenever we have sent in a claim, we have gotten a confirmation of receipt of our claim in less than 48 hours - often 24. Then we received our 2 reimbursements in less than 2 weeks. When does this ever happen? They are also wonderful on the phone. I also appreciated the e-mail wanting to confirm that I had received the checks they had sent me . Best customer service I have ever experienced . So glad I found this company!
5

out of 5

POSTED: | BY:

IF ONLY....

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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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