5
out of 5
POSTED: | BY: Carolyn
Wonderful service
I've called a number of times with all sorts of questions and every time the representative answered my questions with patience and thoroughness .
4.9
out of 5
Number of reviews 19,934
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Terry
Excellent service and fast claim coverage!
When we decided to keep the 4 (yes 4) feral kittens we found in a rainstorm, I knew we would need insurance on them. While I did not take the wellness coverage, the accident/injury coverage has been such a great relief! Duncan was the smallest and weakest of the kittens, and has had some issues because of it, most of them gastric or urinary tract in nature. Embrace has indeed 'Embraced' our baby and helped us provide the emergency care he needed. Thank you so much, Embrace!!
5
out of 5
POSTED: | BY: Sylvie
Sonny
I can only say that I am so happy that I did purchase the insurance for all three of my animals. I have 2 cats and 1 black lab. My Orange cat Sonny did end up getting really sick last year. He has something called Degenerative Mural Lymphoplasmacyctic folliculitis. He did get really sick my poor little boy. Embrace was able to cover 80% of the doctors bills. I am so grateful for Embrace. I was able to worry about my Sonny instead of having to worry about how I was going to pay for all this. He has finally started to gain weight again. He had lost a lot of his body weight do to this illness. He never stopped eating. He just kept losing weight. Talk about frightening to see a perfectly healthy cat waste away to not being able to even get up to make it to the litter box. We would have to carry him to the litter box in the am and after work and before bed. Today he is getting around on his own again, and has started to gain weight. His orange strips are also coming back. Thanks to Embrace I was able to get him to the right doctors and now he's hopefully on the way to recovery!
3
out of 5
POSTED: | BY: Leslie
Stop Payment on Reimbursement Check
Never in the 24 years of owning a dog and having pet insurance have I encountered a reimbursement check being returned by my bank because of a stop payment. After calling Embrace, the explanation provided by the representative was that it was a bank error and that Embrace thought they had identified all clients who were affected. I am very hesitant about continuing with Embrace and am currently looking at other insurance companies to possibly switch to. My main concern is that my Golden Retriever is 8 years old and I am worried about how her age factor will affect new insurance rates.
5
out of 5
POSTED: | BY: Karmen
A Great Service.
I am very happy I signed up with Embrace. For me the best part is the Wellness Rewards. It is very helpful for the routine procedures like dental cleanings. Customer service is excellent. My claims have always been processed in a timely fashion. I really do feel Embrace at the top of list of best pet insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.