Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Thomas OBrien

Quick Quality Service

We have had Embrace Insurance for our dog ever since we got her. They always respond quickly to claims - often before I get home from the Vet. Claims are paid without hassle and in a very timely manner. Our Vet completes all the paperwork. We couldn't ask for a better plan.
5

out of 5

POSTED: | BY: Exelane Lanzaga

Embrace is Amazing!

I recommend everyone I know with pets to get Embrace coverage. It provides me with peace of mind when anything is wrong with Daisy that I can just focus on getting her well and not have to worry about the costs associated with it since she has coverage. Every time I filed a claim the process was always quick and simple and I received reimbursement quickly.
5

out of 5

POSTED: | BY: Jeffrey

Best ins

My dog was very sick and stay in the hospital for a week Bill is high and embrace ins reviewed my policy and it is cover They process the claim very fast ! I already recommend this ins company to my few friends Highly recommend !
5

out of 5

POSTED: | BY: Deanna Anderson

Having Embrace is a must for every pet owner!

So glad I decided to first of all get pet insurance and secondly that I decided to chose Embrace. Both my cats are covered with Embrace, they not only cover illness but also wellness. It's nice to know when I take my cats for their checkups that some of that is covered. Filing a claim is easy and I receive my claims within 7 days. I love the peace of mind Embrace gives me.
5

out of 5

POSTED: | BY: Ursula Garfield

Very efficient

Our local Dog Park had sponsored an " Ask a Vet" Panel and all 4 Vets had strongly recommended getting Pet Insurance. When our 4 month old Golden needed hip surgery Embrace's reimbursement was great. We'd never had Pet Insurance before but are SO glad we have it now. It paid for itself in the first 2 months!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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