Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Martin Brick

was taken immediately

was taken immediately , dog was sedated for the difficult parts of the exam so she would not panic - gave very specific instructions for home care
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5

out of 5

POSTED: | BY: Skye Vivian-Kirk

Easy to submit claims

Easy to submit claims. When they are denied, an explanation is given. The agents display kind and empathetic words as well.
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5

out of 5

POSTED: | BY: Leeann

So Worth It

Ashley was extremely helpful in getting me a good monthly premium that still covered my dog properly. I have not have to use this insurance often, but when I have needed too I’ve saved thousands. For example, my dog had to have two lipomas removed and it would have been $3-$4k out of pocket, but after insurance I only paid $250. The process for reimbursement was very simple and quick. I recommend Embrace to everyone with pets!
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5

out of 5

POSTED: | BY: Irma T Gonzalez

I love the whole process

I love the whole process, submitting a claim is very self explanatory, I receive my refund in 5 days.
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5

out of 5

POSTED: | BY: Xiomara Bencomo

Tiffany was great in helping me get new…

Tiffany was great in helping me get new coverage. She was so friendly and understanding. Great customer service !
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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