Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: LL

Grateful for Embrace

Really appreciate Embrace’s thorough review and standing behind their policies. Had a bit of a stressful month with my dog’s initial diagnosis and the folks at Embrace have been communicative on the phone, email, and on the app. Very thankful that I have insurance in place and that Embrace is with us as we figure out the next steps of my dog’s cancer journey
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5

out of 5

POSTED: | BY: Scott

Great experience all around.

Great experience all around. easy to submit and follow claim process
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5

out of 5

POSTED: | BY: Angela

We’ve been very happy with Embrace Pet…

We’ve been very happy with Embrace Pet insurance. The process to submit a claim is so easy and the team turn things around very quickly, so we are reimbursed fast! Definitely recommend!
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5

out of 5

POSTED: | BY: Jason Thomas

Everything has been easy and…

Everything has been easy and straightforward.
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4

out of 5

POSTED: | BY: Debra Bean

Great service!

The service was fine. I posted the claims and within a week had an answer on each one of them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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