Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bev Taylor

Prompt and efficient claim processing

I was very impressed with the prompt (next day after claim was filed) response that my claim had been approved and the dollar amount that would be direct deposited into my account. I was so pleased that I added insurance for my 2nd cat Daisy Mae. I only hope that I will receive the same claim experience should I need to file a much larger claim.
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5

out of 5

POSTED: | BY: Eugene Arcurio

Great Experience …

I have had Embrace for over three years and they have been exceptional. The ease of processing and the quickness's of the refund processing has been outstanding. I always recommend them to my friends and families.
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5

out of 5

POSTED: | BY: Della K Massey

submitting a claim was fast and easy.

submitting a claim was fast and easy.
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5

out of 5

POSTED: | BY: Mylien Pham

Got this insurance through USAA

Got this pet insurance for my 3 small dogs through USAA. Excellent customer service, competitive rates, good variety of plans.
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5

out of 5

POSTED: | BY: Dalia L King

so far easy to file the claim

so far easy to file the claim. wait for the response
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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