5
out of 5
POSTED: | BY: Roxanne
Fast and accurate!
Really fast customer service and quick payment on claim.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Steve M
Fantastic
Fantastic! Immediate claim payment. Very pleased.
5
out of 5
POSTED: | BY: Robyn Francey
Love the company, don't love the price.
Love the company! Just don't love the payments going up so high this year.
5
out of 5
POSTED: | BY: Sheryl Siegel
Always super awesome friendly…
Always super awesome friendly associates
Very accommodating and flexible
4
out of 5
POSTED: | BY: carol
Submitting a claim super easy on line
Submitting a claim super easy on line. I switched to an accident only policy for my almost 13-year-old Corgi because of costs of illness policy and certainty that I would not treat cancer. I had one small claim denied when my dog stepped on a bee and had a reaction that troubled me enough to see my vet. Embrace said the reaction was medical, not an accident and denied the claim. Seems to me the bee sting was an accident. My bill was so minimal I did not pursue the finding.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.