Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robin Quick

This is the best investment I've ever…

This is the best investment I've ever made. My sweet Roscoe is well cared for and the wellness benefit helps me stay in budget. Submitting a claim was easy enough a child could have done it. Thank you for helping me care for Roscoe.
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5

out of 5

POSTED: | BY: Jenny B

Really great pet insurance company

Really great pet insurance company. They seem to actually care about my pet and I appreciate their user friendly website. Super easy to submit claims.
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5

out of 5

POSTED: | BY: Denise Wolf

Embrace is very reliable

Embrace is always there for us. I can always rely on them to cover a claim
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5

out of 5

POSTED: | BY: Jean Burleson

The Absolute Best in the Business

Embrace is a very professional company. The claims process is the best in the business and, if necessary to speak to a representative, they are always knowledgeable and caring. The absolute best in the business.
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5

out of 5

POSTED: | BY: Susan Bowerman

Great Pet Insurance

I've been with Embrace for over 10 years now. Since our first dog Molly, we now have 2 dogs and 2 cats on the policy. The Wellness part is the best so far. They cover everything with wellness you can have. We've been extremely happy with our experience. We would recommend them to anyone looking for insurance for their pets!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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