5
out of 5
POSTED: | BY: Jeanne
Great company
Very caring people
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Emily
The best
Embrace is the best insurance company. Claims are super easy to submit and they cover everything. My dog had to have over $10,000 worth of procedures done and they covered everything without hassle.
5
out of 5
POSTED: | BY: tammy
FABULOUS
Embrace makes it so easy and convenient for me to submit a claim. Everything is always handled in a VERY timely manner, usually quicker than expected.
5
out of 5
POSTED: | BY: John
EXCELLENT SERVICE AND CUSTOMER SERVICE IS TOPS
THE EMBRACERS ARE VERY HELPFUL, NOT AS TYPICAL INSURANCES ADJUSTER LOOKING FOR LOOP-HOLDS, SO AS TO NOT HAVE TO PAY A CLAIM. i HAVE HAD A FEW CLAIMS WITH CASSIE, MY 1 YR OLD ST BERNARD. TH REFUND WENT DIRECTLY TO MY BANK ACCOUNT. THANKS AGAIN FOR BEING THERE.
5
out of 5
POSTED: | BY: Lisa
There are not enough words to express my gratitude to the staff at Embrace
The staff at Embrace is wonderful, not to mention the benefits are as well.
I decided to get pet insurance for my girls after a long costly battle with kidney failure in my lab. Not in a million years did I think I would need it as soon as I did.. my golden retriever was diagnosed with lymphoma 7 months after my lab passed. The staff was so helpful and sent kind messages to me when processing Nyla's claims. Not even two years later and two rounds of chemo, which was covered, my Nyla had to be put to rest. I sent the last of her claims this week. With every confirmation email of receipt, I received a personal message from the processors.
Embrace also lit a candle in Nyla's memory it had been very hard but Embrace has made it much easier on me. Thanks so much Embrace! I recommend you to all my friends with pets.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.