Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: JUDY SINGER

Fast turn around time

Fast turn around time. Nice folks. Patient. Only downside, I wish they were less expensive. Especially in our world today and for seniors, it’s a tough reach.
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5

out of 5

POSTED: | BY: Patricia

Fast and knowledgeable

Always provide fast and knowledgeable services for our pets!
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5

out of 5

POSTED: | BY: David

Embrace Needs All their employees to be as Great as Dani and Tiffany !!

My experience with embrace was very good after we had to confront an issue between them and the vet center I am with! They were receptive to my issue and fortunately they sided with me after the vet told them a Lie about a Pre existing diagnosis? So Great on Embrace and Tiffany and Dani were GREAT and absorbed my frustration with grace and kindness. I would recommend Embrace to All Pet owners. Much thanks. David✝️
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5

out of 5

POSTED: | BY: Bo

Filing claims is always easy

Filing claims is always easy. Just follow the prompts and everything works. Payment (once deductible is met) is always prompt.
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4

out of 5

POSTED: | BY: Janet Phillips

Papi's Last Surgery

I was thankful you covered Papi's past surgery. I was a bit dissappointed the his pre-surgery was not covered. That, I don't understand. I am thankful though. I can't believe how expensive Vet's are now.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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