Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brenda Bickham

The claims process was simple and fast

The claims process was simple and fast, with a no-hassle reimbursement that was as promised.
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5

out of 5

POSTED: | BY: Cooper

Ease of filing the claim

Ease of filing the claim
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5

out of 5

POSTED: | BY: Samuel Becerra

They have always been kind and understanding...

I have had other pet insurance before but not like the customer service I have had with Embrace Pet Insurance. They have always been kind and understanding. I like the way I can list all my pets in one location on the website and toggle to manage any issues that they have. Also provides access to all documents.
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4

out of 5

POSTED: | BY: Joni Williamson

Easy Online Claim Process

Gathering necessary information for the first claim was a bit cumbersome. But since then the claim process was smooth, and the explanations I received were understandable and customer friendly. The online claim process is easy. I would recommend this company. My pet just received a serious diagnosis, so I'm hopeful the process will continue to be straightforward.
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5

out of 5

POSTED: | BY: Sandy Dowling

We're very very pleased with Embrace…Oliver EPI

Very professional, easy to work with and very good at expediting claims. We're very very pleased with Embrace Pet Insurance. We're fortunate to have this Insurance for our Yorkie Oliver who is 8 years old. I highly recommend Embrace Pet Insurance. Thank you.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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