Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,988

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sherri

Happy I Chose Embrace

I am so happy to have Embrace Pet Insurance, as it even covers my senior dog Leon's hydrotherapy and laser therapy sessions to help his arthritis.
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4

out of 5

POSTED: | BY: Fred Davis

Great Service

I haven't used it often,but when I do whatever is covered is paid promptly
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5

out of 5

POSTED: | BY: Shivani Hamilton-Seth

Absolutely fantastic

Absolutely fantastic. People who listened, expedited things for us to help, and were compassionate about our situation.
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5

out of 5

POSTED: | BY: Amanda DiDomenico

Quick and Easy!!

We had to take our GSD to the emergency vet because he decided to eat a whole corn on the cob off the counter. After leaving with our pup I was able to submit a claim on the app that was quick and simple and once all information was submitted we had our reimbursement within 2 days!! Super simple and quick process!!
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5

out of 5

POSTED: | BY: David Lagesse

GREAT Online Submitting of Claims

The latest method of online submitting of claims is quick and painless. No paperwork to fill out or send in! Just need the veterinarian's receipt for the service rendered. Just enter a few details right off the receipt!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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