Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Litonieta

Best in Coverage and price

The good of all Pet Insurance I canvassed, based on price and coverage and the customer rep was just so amazing who answered all my questions nicely. I ended signing up after months of searchingas I found Embrace the best for my baby petđź‘Ť
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5

out of 5

POSTED: | BY: Bridgette A

Excellent Support when you need it most!

Embrace Pet Insurance is all they claim to be and much, much more! Their turn-around time is consistent and expeditious. When I work with the Embrace team, I feel like their #1 priority during all correspondence, be it email, phone call, or text. When my precious little princess was diagnosed with cancer, the Embrace team was right there to ensure my coverage options were clear and I was supported in every way possible during one of, if not the most challenging time in my adult life. Thanks so much, and I will continue to share your excellent customer service and support with all my pet parents and animal lovers! Bridgette A.
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5

out of 5

POSTED: | BY: Carol Sherwood

Embrace pet insurance application for…

Embrace Pet Insurance application for submitting claims is very user-friendly, which is a big plus! Also, they’re friendly customer service are always helpful with any questions that you have by phone or email. We are recommending Embrace Pet Insurance to all of our fur parents for peace of mind in car of their fur babies! Thank you Embrace!
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5

out of 5

POSTED: | BY: Mari S

Great for emergencies

I have had Embrace for a few years now. Moses my furbaby recently became ill and had to have surgery. I am very happy that we will be able to get some of the money spent back due to Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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