4
out of 5
POSTED: | BY: Jill Scherillo
a good company for my needs.
a good company for my needs.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Jeremiah Harvan
I am currently shopping for pet…
I am currently shopping for pet insurance. I have not decided on any company yet. As I have been reading the reviews I have noticed alot of cookie cutter responses from said insurer to the customers which have found it to b a bad experience paying Embrace for policies. These are hard working Americans who are just trying to love their pets properly and for a company to steal these people's money taking advantage of the love they have for members of the family is despicable. It almost sounds like alot of the "reviews" that are favorable are AI produced. Shame on you!!!! We hope you slide down a pole of razors into a pool of alcohol. We hope it hurts when you poop.
5
out of 5
POSTED: | BY: Mary Jane Anderson
Ease of submitting claims.
Ease of submitting claims.
5
out of 5
5
out of 5
POSTED: | BY: Kimberly Alexander
We just had to use Embrace for the first time
We just had to use Embrace for the first time. Although we have USAA for our car and homeowners and know that USAA is beyond compare, I was not sure how our experience with Embrace would be. Verdict: EXCELLENT! Filing a claim was so easy and we were reimbursed within 3 days after submitting. I had a few questions and they were handled wonderfully. Great customer service!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.