5
out of 5
POSTED: | BY: George Armendariz
Professional and efficient processing…
Professional and efficient processing of claim.
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4.9
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tina Jones
So far so good as far as the insurance…
So far so good as far as the insurance with reimbursing me for things they cover. Thank you.
1
out of 5
POSTED: | BY: Michael Ritter
They make all approved claims meet your…
They make all approved claims meet your deductible; you don't receive a claim check. Unless your pet is very ill, you'll never get a claim amount paid to you.
Plus they make you start every year with past claimed, deducted amounts erased so it's virtually impossible to ever receive a dime after paying premiums year after year!
5
out of 5
POSTED: | BY: Sherrill Ornberg
First Appointment
This was our first claim for a wellness check and vaccinations for our 1 year old Golden Retriever. I found the process to be easy and well defined. Thank you very much!
5
out of 5
POSTED: | BY: Veronica Spagnolo Garrett
Wonderful service
Service representatives are always so thoughtful and caring in regards to pets health. It is much appreciated especially when your pet is going through health issues. Great company that is consistent with their practices.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.