Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,765

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bianca Maldonado

My claim experience was great

My claim experience was great. It was easy to submit my claim and we received prompt and easily understood response. Claim was processed accurately
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5

out of 5

POSTED: | BY: Jessenia Coppola

They pay swiftly

We’ve had multiple claims for Roxy based on congestive heart failure, Lyme disease, etc and embrace has paid swiftly on every claim.
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5

out of 5

POSTED: | BY: Tiffany Glass

First Time With Pet Insurance

This is my first time with pet insurance and Embrace is the absolute BEST pet insurance out there. They have super kind representatives and they are very quick in paying back claims. I have 4 cats and It's not too expensive which makes it even better. I would highly recommend this pet insurance to anyone!
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5

out of 5

POSTED: | BY: Tom Dabich

First interface with Amy

Amy, our representative was outstanding. As a pet owner herself, she could relate to the questions we had as owners of a 9 week old puppy.
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5

out of 5

POSTED: | BY: Vincent Aliberti

Excellent Customer Service

Excellent Customer Service. Easy Peasy portal and claim submission. Highly recommend. We have had Embrsce since Bane was a pup and now going on 9 years. Vincent Aliberti Pet: Bane Aliberti Male Rottweiler
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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