5
out of 5
POSTED: | BY: Susan
Claims were resolved very quickly
Claims were resolved very quickly. I wish my insurance plan was as speedy.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Customer
Processing of claims.
The claims are reviewed and reimbursed promptly. The staff is very kind and helpful.
4
out of 5
POSTED: | BY: Debra Smith
I was asked for the invoice 2 times…
I was asked for the invoice 2 times when I sent the invoice in the first time.
5
out of 5
POSTED: | BY: Shelby Berg
I have had a recent run of bad luck
I have had a recent run of bad luck, including a few emergencies with my cat. The app, and the claiming process has been so easy and user friendly. With everything else I have to stress and worry about, my claim and filing a claim has not been one of them.
5
out of 5
POSTED: | BY: Dashie lover
I am SO grateful my pups are Embraced
I am SO grateful my pups are Embraced! I had been fortunate to not “need” to use my insurance up until last year. Unfortunately, my pup was diagnosed with Lymphoma. I don’t know what we would be doing without Embrace! I really appreciate this company. Friendly and fast customer service. It is nice to have such a user friendly claim process. Life is stressful enough right now with weekly chemotherapy visits. I also appreciate the fast reimbursement process. Sometimes I am reimbursed within one to two days! This review is long overdue. Don’t hesitate to have insurance on your little ones. And Embrace is the way to go! We have been customers for over 8 years. THANK YOU!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.