5
out of 5
POSTED: | BY: Tom
Great service from the rep
Great service from the rep. The company thru the years has been fantastic.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,867
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Daneliz Molnar
Very easy to file your claims and you…
Very easy to file your claims and you usually have a response within 2 weeks. Very user friendly phone application as well.
5
out of 5
5
out of 5
POSTED: | BY: Kellie
Claim submission
Claim was easy to submit and literally only took 3 days to get approved and paid into my account.. fast service!!! Thank you Embrace!!!
5
out of 5
POSTED: | BY: Lisa
Quick and Easy Claims Process
Our Dutch shepherd ate a used latex glove and had to get x-rays at the regular vet and then x-rays and bloodwork at the emergency vet to determine if there was an intestinal blockage or toxin consumption. The claims were incredibly easy to submit, and Embrace paid quickly. Very impressed!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.