4
out of 5
POSTED: | BY: Lorraine Finkelstein
Easy to submit claim and nice peeps to…
Easy to submit claim and nice peeps to speak to.
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4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kevin Nesbit
pet insurance through Embrace…
We've had pet insurance through Embrace for a couple of years, and unfortunately, we've had to make a couple of claims. There were no surprises or disappointments with them refusing claims. I'm not sure we could have afforded the surgery for my boxer's "knee" if we hadn't had insurance. Would definitely recommend to anyone with pets.
5
out of 5
POSTED: | BY: Jim S
Easy to submit claims for covered…
Easy to submit claims for covered services and wellness / grooming needs.
5
out of 5
POSTED: | BY: Gia Marie
Best customer service ever !
Honestly this was some of the best customer service I’ve ever experience! My dog recently was admitted to a speciality group for evaluation and they found him to have all sorts of things wrong with his elbows which required him to have surgery the next day. I was beside myself with the financial costs of everything. Upwards of 10k and was not sure if his ailment was covered and thank god it was ! I called Embrace and asked them to push the claim through for faster reimbursement for me due to financial hardship and they were so kind and empathetic ! I spoke with a rep named Angela and she was amazing and got my claim facilitated very fast. My dogs surgery was Wednesday evening and by Saturday I was reimbursed ! I
Recommending Embrace to all my friends or just anyone with a pet !
5
out of 5
POSTED: | BY: Eugene Vincent
Easy claim submission on-line
Easy claim submission on-line, quick turn-around and electronic deposit to bank. I strongly recommend Embrace to family and friends.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.