5
out of 5
POSTED: | BY: Matthew Greseth
So easy to submit a claim.
So easy to submit a claim.
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4.9
out of 5
Number of reviews 19,864
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Christa Luchetti
Embrace has been quick and straight…
Embrace has been quick and straight forward with the claims process. Very easy to understand. Very easy to submit. I have been happy so far with the process.
5
out of 5
POSTED: | BY: Alice Carrillo
Embrace makes it easy to submit a…
Embrace makes it easy to submit a claim, and their quick action/turn around time ensures a speedy result/reimbursement.
5
out of 5
POSTED: | BY: Debbie Johnson
Felt heard and he took his time with me.
Felt heard and he took his time with me.
1
out of 5
POSTED: | BY: Rachel Myers
50% increase on premium with NO claims!
Things were going well, I had my policy for 4 years with zero claims (2 dogs). I just received my annual reenrollment letter stating the new premium. The premium would be increasing by 50%! $800/year up to over $1200/year. This is outrageous and unacceptable. I cancelled my policy the next day.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.