5
out of 5
POSTED: | BY: Dahlia FLores
Submitting a claim is easy.
Submitting a claim is easy.
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4.9
out of 5
Number of reviews 19,968
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bill Page
Just knowing your best friend is…
Just knowing your best friend is protected by insurance our Embrace Ins. is great.
4
out of 5
POSTED: | BY: Mel M.
Submitting a claim was easy and the…
Submitting a claim was easy and the response time was good. I haven't had any sick claims as of yet but I hope in the event that I do the process is just as easy.
5
out of 5
POSTED: | BY: Sybil Drigo
Best Pet Insurance Company
I love this company. Everyone is always kind and friendly. The claim process is easy, and payments are timely.
4
out of 5
POSTED: | BY: Brian Ross
Great catastrophe insurance
Great catastrophe insurance, but nothing else. Veterinary medicine has improved over the last two decades but the costs have soared. Well care that’s offered here is really more of a useless and expensive savings account. Their system is well built and they’re highly responsive. It would be nice if they had some coverage for cradle and grave issues, like spaying/neuter, and end of life. Prices are reasonable considering the little that you’ll really get unless your pet is ill or injured.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.