Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,854

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Quick claim processing response

Quick claim processing response. Embrace paid the claim quickly and adhered to their benefit statements. Will continue with them. Excellent company in iur experience.
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5

out of 5

POSTED: | BY: Petras World

Easy to file a claim & check comes fast.

What I love about this company is the ease in which to file a claim online and the speed that they pay the claim. Their parameters are clear on the claims they deny and they have a yearly deductible. I know this going in. I like their service and I refer them to others.
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5

out of 5

POSTED: | BY: Kimberly Dougherty

Easy, quick and not stressful

The claims process has been very easy. Just upload the documents and in a few days they have made payment. This experience has been stressful for both me and my dog but Embrace has been quick and efficient. Very glad I chose to insure through Embrace.
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5

out of 5

POSTED: | BY: La Tonya Simmons

Embrace has been amazing

Embrace has been amazing. When we submit any claim it is taken care of immediately with no back and forth. I will always use them.
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1

out of 5

POSTED: | BY: Yeisy Gonzalez

I started with the insurance for my dog…

I started with the insurance for my dog when he was 10 month, started paying 39, after few months went up to 42 and now that my dog hasn’t even turned 2 they are charging me 61. They aren’t honest to clients at they one. I’m wondering how much I will pay by the time my dog turns 5. I haven’t even used the insurance once. My dog is a healthy dog so far. They are stealing money from clients. Is better to put the same among of money away monthly and by the time you need it you will have enough money to pay for the dog illness yourself. Do not go to this company.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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