5
out of 5
POSTED: | BY: Ann Hannon Wells
So easy to submit claims
So easy to submit claims - payments processed quickly
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,744
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dy Andrew
My dog was sick
My dog was sick. Staff were kind and helpful.
5
out of 5
5
out of 5
POSTED: | BY: FJ
Very Satisfied with EMBRACE PET INSURANCE
I've had Embrace for 5 years and when I've needed the insurance coverage they were fast to process my claim and deliver cash into my bank account. Customer Service is very professional and compassionate.
5
out of 5
POSTED: | BY: John DeLeo
Very Understanding and Sympathetic
We had to euthanize our 13 year old Brittany so I had to call Embrace to cancel her insurance. Ash was very helpful and understanding as he walked me through this painful experience. Embrace has been great covering my Brittany's medications and frequent doctor visits in the last year. I plan on keeping my insurance on my other 2 dogs with them and if we decide to get another, we will without a doubt insurance it with Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.