Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John Clinkscales

Embrace is the Choice for Pet Insurance

I am a retired military member and with USAA insurance. With Embrace, we were given special considerations and our own line related to the pet insurances for our two puppies. We filed a claim for our pets first examination and were reimbused in a very speedy manner. I was highly impressed with the Embrace customer service and professionals. Highly recommend this company for pet insurance at a reasonable cost as well. Thanks!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Richard

Very impressed at the quality of…

Very impressed at the quality of service and speed of service. You kept me informed the entire time, and I greatly appreciate it. I have confidence in you, unlike other companies we have had!
Read more on Trustpilot
1

out of 5

POSTED: | BY: Terry Blackburn

Worst Pet Insurance company on the earth!!!

Most of their employees are morons. Even wrote a letter to the CEO of the company. They had to sign for it. Got no reply! You would think a pet insurance company would be able to identify dog breeds. After 3 months some moron employee stated I had miss informed them about my dogs breed which is a "mixed breed" and would be changing it to a thoroughbred dog and doubling my premiums. My dog is a Doodle and a simple search on google will show anyone that a doodle is always a mixed breed dog. The are always a mix between a poodle and something else and mine is a Bernese Mountain dog doodle or for short a "Bernie Doodle". I cancelled after three text messages to this guys trying to get him to understand!!!! Never again!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Maria Isabel Coelho

They were very clear and helpful

They were very clear and helpful
Read more on Trustpilot
5

out of 5

POSTED: | BY: Kate

Claims submission was a very uncomplicated process

This was a very uncomplicated process. Not sure yet of outcome. My service dog a GSD had an extremely enlarged spleen ready to rupture. It was removed surgically with a liver sample and everything sent to a lab. His stomach also was pinned to prevent bloat and torsion which can happen after spleen removal. My baby bear is slowly recovering, but no lab results yet, so I do not know if malignancy exists. I am glad I have Embrace on my side because it was very expensive for someone now on a fixed income. I think there should be a way of uploading the vet's diagnosis and surgery which indicates what is going on.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review