5
out of 5
POSTED: | BY: Ava
Excellent insurance in every way!
Best pet insurance ever! Simple to make claims, fast in sending reimbursement, excellent customer service!!
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elizebeth
I have three dogs with this insurance…
I have three dogs with this insurance company. They have always paid well and it might take about three weeks to get paid but I do get paid. I have a dog with irritable bowel syndrome and they pay for all his food. He is a big dog so he eats about $100 worth of food every two weeks and I have no problem getting paid for this. I Have another dog who keeps eating stuff he had his stomach surgery twice stuff taken out surgery was about $3000 total maybe more and we were covered 90%. This insurance really helps us I love it.
5
out of 5
POSTED: | BY: Michele
ASPCA Pet Insurance is a must have
Having ASPCA Pet Insurance allows me to have peace of mind. I am confident in knowing that if my dog Feddi gets sick or hurt my decision to take him to the vet and do what is necessary to get him better is not based on what I can afford. I did my homework before purchasing pet insurance and felt ASPCA pet insurance offered the most for the money. Submitting a claim is easy and they reimburse quickly. They also have wonderful customer service. I highly recommend them.
5
out of 5
POSTED: | BY: MICHAEL MORRONE
Real peace of mind comes with keeping your best friends protected.
I have pet health insurance through ASPCA for all three of my dogs. This particular review has been generated by recent treatment for my youngest, a slightly more than 1-year old Shih Tzu, Wally, who was having what appeared to be allergy problems. After paying my annual deductible, I brought Wally in to my vet for his annual immunizations and check-up and also as a follow-up to a previous visit in which he had exhibited symptoms of seasonal allergies. After trying OTC meds (Benadryl) we switched to prescription antihistamines and ever since Wally has been just fine. I immediately filed my claim and was reimbursed within about 10 days. I am very please with ASPCA and would recommend their pet health coverage to anyone.
5
out of 5
POSTED: | BY: Candy Leonbruno
ASPCA Saved My Cat's Life!!
After extensive vet/emergency care visits from the beginning of November through January to find out that my cat Rupert had a brain tumor, the tumor was successfully removed by a neurological surgeon at a local VSEC hospital. All this to say that I incurred extremely large vet bills and ASPCA stepped up to the plate to process claims submitted in a timely matter. While I still am waiting for the last (and hopefully final) claim to be processed, I am confident that it will be completed in a timely manner. If it wasn't for this insurance, I would either had to re-mortgage my home (just kidding) or send my sweetie over the rainbow bridge (not kidding). As an aside, when calling ASPCA for questions/claims follow up, I cannot express how professional and compassionate these folks are. Many conversations with different folks at ASPCA have helped me to focus on my cat's illness/recovery and not worry about what it was going to cost to save his life. I am truly indebted to this pet insurance and strongly suggest if you do not have pet insurance now, GET IT!!!!!!! ASPCA is definitely the way to go!!!!!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.