ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,065

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ivy Natividad

Thank You ASPCA from Bert and Ernie

I have always supported the ASPCA. For them to be able to give me the breathing room with vet bills is a blessing. I have 2 7month old yorkies and they are very rambunctious. a few months back one decided to jump off the deck. Broke his leg. the following day, the other one jumps off the bed,,,,,,broken leg. Because of ASPCA i was able to keep up with vet bills. the turn around time on the claims was very quick. so i never had to worry about where i was going to come up with the money for all the follow up appts. Thanks to ASPCA my babies are well and rambunctious as ever. ;)
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5

out of 5

POSTED: | BY: Kelly Fischer Jensen

Excellent Service!!!!

Excellent Service!!!!
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5

out of 5

POSTED: | BY: Jen R

ASPCA Pet insurance is great!

ASPCA Pet insurance is great! You get to choose from multiple plans, they respond quickly and they will even direct deposit your reimbursement!
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5

out of 5

POSTED: | BY: JoEllyn Hernandez

Reimbursement

Awesome response time for reimbursement! Amazing customer service!
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5

out of 5

POSTED: | BY: Alyssa C. Mages

Timely response to my claims and…

Timely response to my claims and reimbursement to my vet. Very appreciative & impressed!
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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