5
out of 5
POSTED: | BY: Christy Major
Great experience
Great experience
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: KS
Very easy to sign up and view policy…
Very easy to sign up and view policy details
4
out of 5
POSTED: | BY: Michael Wu
Send the customer service an email on…
Send the customer service an email on January 6th, 2021. Never got a response...
update:
After I left a 1-star review, they finally contact me. So upgrade the review to 4 stars.
1
out of 5
POSTED: | BY: Rick Amaro
Horrible pet insurance (if you want to…
Horrible pet insurance (if you want to call it that) I got my puppy in August of 2008, and insured him right away. Never ONCE missed a payment nor had a lapse in coverage. I had it all or so I thought. Accident, wellness and sickness with a 100.00 dollars deductible. Never filed a claim for yrs but when he got a bad mouth infection and needed teeth pulled they didn't pay a cent for his surgery, Over 2000.00 dollars and not ONE cent did they pay as it was pre-existing because I knew the previous year he needed work done. He ended up with Congestive heart failure in later years and they paid NOT ONE CENT as it was a preexisting condition too as he had a heart murmur!
I put him down this past Wednesday as he developed kidney failure and I didn't want him to suffer. It about killed my wife and I to put down our boy. They informed me two weeks before that they would NEVER pay anything that had to do with his CHF or any problems arising through such. I cannot tell you how sickend I am with this company and the people that work there. NO heart whatsoever! They don't give one iota about your pet, only money which I payed to them dearly over the course of 12 years. I paid them well over 15 thousand in that time period and they reimbursed me probably 1000.00! That is it!!! I was paying $271.00 each month in the end. Tell me, why are these people even in this business? Money, that's it! Don't make the same mistake as my wife and I did. Find another insurance for your beloved family members!
1
out of 5
POSTED: | BY: Anthony Micieli
Stay away from aspca (United States...
Stay away from aspca (United States fire insurance) I have been paying for years and they denied my claim based on wrong diagnosis .my vet said they are a terrible company and stay away from .don’t waist your money . It’s a shame they have the title aspca . I’ll never donate again . The public should be aware and will be sure to review on all social media . Maria
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.