4
out of 5
POSTED: | BY: Alexis H
No communication after I paid I don’t…
No communication after I paid I don’t know what comes next
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4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Doug Robinson
SCAM
SCAM! I started my policy for my puppy just over a year ago and just renewed, I submitted a $1300 claim for my dogs surgery and they are only covering $150 and I have 80% reimbursement. I will be canceling both my policies and filing a complaint with the California Department of Insurance...this is BS! Check the Yelp reviews...it's not a coincidence that all the complaint reviews are the same.
5
out of 5
POSTED: | BY: Joseph Wallace
Pricing seemed fair and favorable
Pricing seemed fair and favorable. Representatives were courteous and caring. So far, I am happy to have purchased a policy.
5
out of 5
POSTED: | BY: Pawan Kahol
Online enrollment was extremely simple
Online enrollment was extremely simple, and the narratives about what is covered and what is not were easy to understand and informative. Additionally, I received a call from ASPCA telling me about the policy details and what I signed up for.
5
out of 5
POSTED: | BY: Rosario Consolo
Very good information on pet insurance…
Very good information on pet insurance thank you. From Rosario have a good day everyone.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.