ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,091

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: shari crawley

I have yet to use the my the plan to…

I have yet to use the my the plan to date. Regards Shari crawley
5

out of 5

POSTED: | BY: John and Patricia

ASPCA Pet Health Insurance came highly…

ASPCA Pet Health Insurance came highly recommended to me from my sister-in-law, who swears by them! It was very easy to select exactly what we wanted and needed. And I truly believe the reimbursement amounts will be very easy, especially with the option of direct deposit. Thank you ASPCA Pet Health Insurance!
5

out of 5

POSTED: | BY: disgruntled

Dog got bit by a rattlesnake and racked…

Dog got bit by a rattlesnake and racked up a bill of over $2000. My insurance paid the majority of it with little to no fuss. Great service to have!
5

out of 5

POSTED: | BY: Eileen Nugent

Reviewed at least 5 other companies …

Reviewed at least 5 other companies and went back to this several times before choosing it. Did get email from them routinely which helped. I have has dogs since 1985 but this is only 2nd time I have had inside as other was big disappointment. Just got this dog in April , he was just 3 years after I got him and seems healthy but friend just had 10,000.00 vet bill but had insurance which made me decide
5

out of 5

POSTED: | BY: Jennifer Jacob

Very easy process to start up the…

Very easy process to start up the insurance policy.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

Get a quote today

Leave a review